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Floodplain Management

Residential Home Flooding PhotoEvery year, flooding causes hundreds of millions of dollars worth of damage to homes and businesses around the country. Standard homeowner and commercial property insurance policies do not cover flood losses. So, to meet the need for this vital coverage, the Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP). The NFIP’s Community Rating System (CRS) recognizes community efforts beyond minimum standards by reducing flood insurance premiums for the community’s property owners.

The City of Greenville’s CRS Rating of 7 provides property owners a 15% discount on flood insurance premiums. The following information is intended to inform you of flood hazards in the City of Greenville and to present ways your property can be protected against flood damage.

Flood Hazard Area

Flooding at Falls Park on the ReedyGreenville’s main tributary is the Reedy River, which converges with Richland Creek in the center of the city. Together, the two waterways encompass a total drainage area of approximately 352 square miles. Due to the continued increase in urban development along the Reedy River and its tributaries, risks have increased to life and property during recent floods.

Current rain gage information for the City of Greenville is available through the USGS. The rain gage is located at the Reedy River and I-85 near Mauldin Road and provides real-time rainfall amounts. View Rain Data

The City Floodplain Map index provides links to maps which show the 1-percent chance floodplains. These floodplains are the area where there is a 1-percent chance annually that a flood will equal or exceed this limit. This is typically referred to as the 100 year floodplain. For reference, if a structure is located in the 1-percent chance flood zone, over the life of a 30-year mortgage there is a 26% chance that the structure will be flooded at least once.

The 1-percent chance floodplain area is subject to dangerous flash flooding following heavy storms. Flash flooding can occur within minutes. Therefore, being prepared to evacuate the flood hazard area quickly is very important. Flood hazards include quickly rising and fast moving water, which is sometimes accompanied by logs.

FEMA Map Modernization Initiative

Special Flood Hazard Area (SFHA) maps for communities across South Carolina are being updated as part of a map modernization program initiated by the South Carolina Department of Natural Resources (SCDNR) and the Department of Homeland Security's Federal Emergency Management Agency (FEMA). Please visit SCDNR and review their Map Modernization Quick Guide or visit FEMA to learn more about this effort.

FEMA has issued a preliminary Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) report reflecting proposed flood hazard determinations within the City of Grenville, Greenville County, and other incorporated areas. These flood hazard determinations may include the addition or modification of Base Flood Elevations (BFEs), base flood depths, SFHA boundaries or zone designations, or the regulatory floodway.

These flood hazard determinations are the basis for the floodplain management measures that our community is required to adopt in order to remain qualified for participation in the National Flood Insurance Program. However, before these preliminary determinations are effective for floodplain management purposes, the public is provided an opportunity to appeal the proposed information.

The statutory 90-day appeal period began on April 20, 2012. FEMA is presently soliciting technical information or comments on the proposed flood hazard determinations shown on the preliminary FIRM and/or FIS report for our community during this appeal period. According to Criteria for Appeals, areas that are eligible for appeal include:

  • Areas showing new or revised BFEs or base flood depths
  • Areas showing new or revised SFHA boundaries (including both increases and decreases in the extent of the SFHA)
  • Areas where there is a change in SFHA zone designation
  • Areas showing new or revised regulatory floodway boundaries (including both increases and decreases in the extent of the regulatory floodway)

The area of concern must be within the scope of the new or modified BFEs, base flood depths, SFHA boundaries, SFHA zone designations, and/or regulatory floodway boundary changes and be supported by scientific and/or technical data. An appeal must be based on data that show the new or modified BFEs, base flood depths, SFHA boundaries, SFHA zone designations, or floodways to be scientifically or technically incorrect. All analyses and data submitted by appellants must be certified by a Registered Professional Engineer or Licensed Land Surveyor, as appropriate. The data and documentation that must be submitted in support of the various types of appeals are discussed in detail in FEMA’s Criteria for Appeals.

FEMA also will consider comments and inquiries regarding data other than the proposed flood hazard determinations (e.g., incorrect street names, typographical errors, omissions) that are submitted during the appeal period, and will incorporate any appropriate changes to the revised FIRM and FIS report before they become effective. All appeals and supporting data must be sent to:

Maria Cox Lamm, State NFIP Coordinator
South Carolina Department of Natural Resources
Flood Mitigation Program
2762 Wildlife Lane
West Columbia, SC 29172
coxm@dnr.sc.gov
803-755-9335

The preliminary FIRM data may be reviewed through the City's online mapping application, through SCDNR's Appeals Process site, or through FEMA's Map Information eXchange. You may also visit Floodsmart to learn more about how the Map Modernization Initiative may impact your NFIP insurance premiums.

Map Determination

The City’s Geographic Information System (GIS) has the following Flood Insurance Rate Map (FIRM) information:

  • The parcels located in an identified special flood hazard area.
  • The community number, panel number and suffix.
  • The date of the FIRM and the FIRM zone.
  • The base flood elevation shown on the FIRM and the elevation datum used on the FIRM.

The City of Greenville Engineering Division also maintains information that can provide the Best Available Information about flood risk in addition to the FEMA Flood Insurance Rate Map information. If you have questions about your location in relation to the floodplain, you can find your property on the FEMA Flood Insurance Rate Map, search for your location on the city's interactive address mapping application, or contact the City of Greenville Engineering Division at 864-467-4400 for assistance or to request a flood determination.
Application for Floodplain Verification Letter

Flood Warning System

The National Weather Service has developed a flood warning system for areas in the Reedy River and Richland Creek Floodplains. A warning will be disseminated by radio stations including WFBC, WESC, WSSL, WSPA and others. The National Weather Service issues official weather bulletins to local and regional television stations including WYFF, WSPA, and FOX Carolina.

The flood warning system along the Reedy River and Richland Creek is intended to provide up to a two hour advanced warning of a flood hazard. When an evacuation is ordered, local television and radio stations broadcast the order. A flash flood watch means flash flooding is possible within the watch area. A flash flood warning means flash flooding is imminent or has been reported in the warning area.

You can obtain additional information about evacuation, shelters and emergency procedures by calling 911, the Fire Department at 864-467-4445 or the Police Department at 864-467-5212.

Flood Safety

Vehicle Safety: Do not drive through a flooded area.During a flood, gas, water and power lines can be ruptured. Before leaving your property, turn off electric circuits and shut off gas and water valves.

These simple steps can prevent additional losses due to fire, and the following actions can help to mitigate the flood hazard during heavy rainfall:

  • Monitor the level of water in streams and stay tuned to the radio or television for possible flood waters or warnings.
  • Evacuate the flood hazard area in times of impending flood or when advised to do so by the police or fire department.
  • Do not walk through flowing water. Drowning is the number one cause of flood deaths. Currents can be deceptive; six inches of moving water can knock you off your feet. If you walk in standing water, use a pole or stick to ensure that the ground is still there.
  • Do not drive through a flooded area. More people drown in their cars than anywhere else. Do not drive around road barriers; the road or bridge may be washed out. “DON’T DROWN … TURN AROUND.”
  • Stay away from power lines and electrical wires. The number two flood killer after drowning is electrocution. Electrical current can travel through water. Report downed power lines to Duke Power at 1-800-769-3766.
  • Be alert for gas leaks. Use a flashlight to inspect for damage. Don’t smoke or use candles, lanterns, or open flames unless you know the gas has been turned off and the area has been ventilated.
  • Look out for animals, especially snakes. Small animals that have been flooded out their homes may seek shelter in your home. Use a pole or stick to poke and turn things over and scare away small animals.
  • Keep children away from floodwaters, ditches, culverts and storm drains, and be especially cautious at night.
Flood Insurance

Your homeowner’s insurance policy will not cover losses due to flooding. The City of Greenville participates in the National Flood Insurance Program, which makes flood insurance available to all city residents. If you don’t have flood insurance, talk to your insurance agent. This insurance is backed by the Federal government and is available to everyone, even for properties that have been flooded.

An elevation certificate is required in order to properly rate post-FIRM buildings to purchase flood insurance. Post-FIRM buildings are buildings constructed after the publication of the first Flood Insurance Rate Map (FIRM) in a particular community. However, an elevation certificate is not required to buy flood coverage for pre-FIRM buildings unless the property owner or insurance agent wants to rate the buildings under the post-FIRM flood insurance rules to determine if the premium rate would be lower. The elevation certificate must be signed and sealed by a land surveyor, engineer or architect authorized by law to certify such information. Most elevation certificates are prepared by South Carolina licensed surveyors. The following presentation offers guidance for preparing elevation certificates. Download Presentation

Don't wait for the next flood to buy insurance protection. There is a 30-day waiting period before national Flood Insurance Program coverage takes effect. Contact your insurance agent for mor e information on rates and coverage.

Some people have purchased flood insurance because it was required by the bank when the received their mortgage or home improvement loan. Usually these standard flood insurance policies only cover the building’s structure and not the contents. During typical flood events in Greenville, there is usually more damage to the furniture and contents than there is to the structure.

As of June 2007, there were 106 flood insurance policies in the City of Greenville. If you are covered, double-check that the building coverage is adequate and make sure you have contents coverage. REMEMBER: Even if the last flood missed your property or you have done some flood proofing, the next flood could be worse. Flood insurance covers all surface floods.

For general program information or inquiries about the laws, regulation or administrative policies related to NFIP, visit FEMA’s web site or call them at 800- 427-4661.

Property Protection

Example of a flooded home There are steps that can be taken to flood-proof structures. Some of these include:

  • Elevate the structure so floodwaters do not reach any damageable portion of the structure.
  • Construct barriers between the structure and floodwaters.
  • Make structural walls and floors watertight so water does not enter (dry flood-proofing).
  • Modify the structure and relocate the contents so there is little or no damage when floodwaters enter the building.
  • Prevent sewer backups and basement flooding by installing a one-way check valve in the sewer line.
  • Elevate electrical panel boxes, furnaces, air conditioning equipment, water heaters and laundry equipment.

There are also special flood-proofing techniques used in unusual flooding situations, including elevation on fill and elevation on reinforced mat slabs. More information on Floodproofing.

Floodplain Development Regulations

The City of Greenville has adopted regulations and permit procedures to control development in or adjacent to the Special Flood Hazard Areas. The regulations require new buildings to be elevated a minimum of 2 feet above the base flood elevation and in some cases up to 4 feet above the base flood elevation. If additions, remodeling or repairs to an existing structure located in a special flood hazard area equal or exceed 50% of the market value of the structure, the structure must meet the same requirements as a new building.

Other additions, remodeling, repair, filling or excavating on the property require a permit which must be applied for at the City’s Building Permit Office prior to beginning any construction. For construction activities associated with structures in or adjacent to the floodplain, the City of Greenville Engineering Division requires an Elevation Certificate be completed and filed with the City upon the completion of construction. All Elevation Certificates filed with the City of Greenville are available to the public for review in determining flood risk.

If you know of construction, filling or excavation that is taking place without a City Permit, please report the activity to the Building Permit Office at 864-467-4550. If you know of any action that is affecting the City’s drainage systems and is being done without a permit, please contact the Public Works Department at 864-467-4335 or the Stormwater Management Division at 864-467-4400.

Natural and Beneficial Functions

Local and regional floodplains play a valuable role in providing natural and beneficial functions that benefit to both human and natural systems. These include aesthetic as well as active processes such as filtering nutrients. The Reedy River, Richland, Laurens, and Brushy Creeks floodplains are used as a means to filter municipal run-off. It is the riparian areas associated with these floodplains that act as a filter and assist in filtering storm and floodwaters so as to maintain bio-diversity and ecosystem sustainability. These floodplains also contain historic and archeological sites that provide opportunity for education and study. Floodplains include areas for waterfowl, fish, and other wildlife habitats in addition to feeding and breeding grounds. When flooding spreads out across the floodplain, its energy is dissipated, which results in lower flood flows downstream, reduced erosion of the streambank and channel, and deposition of sediments higher in the watershed. Poorly planned development in the floodplain can lead to streambank erosion, loss of valuable property, increased risk of flooding to downstream properties and degradation of water quality.

Maintenance of Drainage Systems

The City’s Public Works Department maintains a storm drainage system throughout the City. For the drainage system to operate efficiently, ditches, streams and channels must be kept clean. Debris, leaves, grass clippings, tires or furniture in ditches and streams obstruct the flow of water, cause flooding of streets and yards, and degrade water quality.

The City’s Stormwater Ordinance and State Regulations prohibits dumping of any material in a stream or channel and also makes it illegal to take any action which will impede the flow of water in natural streams and waterways. If you know of or are aware of illegal dumping or prohibited activities, please report the activity to Stormwater Management Division at 864-467-4400. Before making any changes to existing drainage of your property, please discuss your plans with a representative of the City’s Stormwater Management Division.

Contact

Jessica Chapman, PE, CFM
Assistant City Engineer - Environmental

Jason L. Miller, PE, CFM
Senior Civil Engineer

Jacqueline Chelbezan, PE, CFM
Senior Civil Engineer

Christian Crear, EIT, CFM
Civil Engineer

You can reach our office during business hours by calling
864-467-4400
Fax: 864-467-5754

We are located at:
206 S. Main Street
(Eighth Floor)
Greenville, SC

Our mailing address:
City of Greenville,
Engineering Division
P.O. Box 2207
Greenville, SC 29602

Links to Regulatory Partners

EPA
FEMA
U.S. Army Corps of Engineers
SC DNR
SC DHEC
Reedy River Water Levels
South Carolina Real Time Water Data

Presentations

FEMA Elevation Certificate

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